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Programs

Repair Your Home

Home Repair

The Habitat Critical Home Repair program helps low-income homeowners by providing affordable loans to help repair critical issues in or around their home. 

Through the program homeowners partner with Habitat for Humanity and our volunteers. This work improves quality of life, and preserves the housing stock in Southeastern Ohio.

Note: This is not a free program.

The Home Repair program addresses health and safety concerns in several areas of the home as well as in the community.  Projects have a financial cap of $5,000. They include, but are not limited to:

  • Unsafe Roofing
  • Sidewalk Issues
  • Plumbing Issues
  • Roof/Deck Repairs
  • Accessibility
  • Hazards inside and outside the home

Note: Habitat for Humanity reserves the right to refuse to work on any project we feel does not fall within our scope of work.

The Home Repair program serves homeowners throughout Southeast Ohio who:

  • Live in their own homes (no land contracts)
  • Have one or more critical housing needs
  • Must meet income guidelines (see tables below)
  • Are current on property tax payments
  • Have an active homeowner’s insurance policy
  • Willing to pay 20% down on project costs (Max of $750)
  • Willing to perform “sweat equity” hours based on project cost
  • Willing to make monthly, zero-interest payments back to Habitat

Mobile Homes

Habitat will work on mobile homes if all above requirements are met as well as these additional guidelines:

  • Must own mobile home and land (no land contracts)
  • Habitat will only complete work up to 25% of the value of the mobile home (as determined by Habitat)

Income Guidelines

There are two different types of income guidelines based on your family type.  Please see below:

Senior Citizens (60+), Veterans, & those with Disabilities: 20% – 80% Area Median Income 

Fairfield County:                                                                                   All other Counties:

Family Size          Yearly Gross Income                                               Family Size          Yearly Gross Income

One (1)           $11,800 – $47,200                                                         One (1)           $9,120 – $36,480

Two (2)           $13,480 – $53,920                                                         Two (2)           $10,420 – $41,680           

Three (3)         $15,160 – $60,640                                                        Three (3)         $11,720 – $46,880              

Four (4)           $16,840 – $67,360                                                         Four (4)           $13,020 – $52,080    

Five (5)           $18,200 – $72,800                                                          Five (5)          $14,080 – $56,320

Six (6)             $19,540 – $78,160                                                          Six (6)            $15,120 – $60,480

 

 

Other: 20% – 60% Area Median Income

 

 

Fairfield County:                                                                                   All other Counties:

Family Size          Yearly Gross Income                                               Family Size          Yearly Gross Income

One (1)           $11,800 – $35,400                                                         One (1)          $9,120 – $27,360

Two (2)           $13,480 – $40,440                                                         Two (2)          $10,420 – $31,260           

Three (3)        $15,160 – $45,480                                                        Three (3)        $11,720 – $35,160              

Four (4)          $16,840 – $50,520                                                         Four (4)         $13,020 – $39,060    

Five (5)          $18,200 – $54,600                                                         Five (5)          $14,080 – $42,240

Six (6)            $19,540 – $58,620                                                         Six (6)            $15,120 – $45,360

If you feel you meet all of the criteria above, please fill out a pre-application below:

First Name
Last Name
Country
Address Line 1
City
State
Postal Code
Do You Own and Live in Your Home? (No Land Contracts)
Is Your Home a Mobile Home?
Do You Have Homeowner's Insurance?
Are You Current on Property Taxes(or can become current quickly)?
Are You a Senior or a Veteran?
Are You Willing to Make a Down Payment and Pay a Zero Interest Loan?

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