Homeownership
*CURRENTLY ACCEPTING APPLICATIONS*
Habitat for Humanity of Southeast Ohio empowers people who qualify to build and buy their own homes. The Build Your Own Home Program requires “sweat equity” (250 hours for one adult member and 500 hours for a household with 2 or more adults), the completion of a series of educational classes, a down payment of $1,000.00, and monthly mortgage payments on a zero interest home loan.
Are you ready for Homeownership with Habitat?
- Your current housing is sub-standard (run-down, defective, or unsafe) OR
- Your current living conditions are overcrowded OR
- You are in temporary or transitional housing or you are homeless OR
- Your current neighborhood is unsafe OR
- More than 50% of your monthly income is spent on housing OR
- You currently have a housing choice voucher (Section 8)
- Will you be able to contribute 250 sweat equity hours for a one person household or 500 hours (250 each) for a household with 2 or more adults towards the construction of your home, at the ReStore, and at other events?
- Will you be able to attend educational classes and meetings in Athens County?
Fairfield County Income Guidelines
| Family Size | Yearly Gross Income (before taxes) |
|---|---|
| One (1) | $21,712 - $43,425 |
| Two (2) | $24,806 - $49,612 |
| Three (3) | $27,900 - $55,800 |
| Four (4) | $30,994 - $61,987 |
| Five (5) | $33,487 - $66,975 |
| Six (6) | $35,962 - $71,925 |
All Other County Income Guidelines
| Family Size | Yearly Gross Income (before taxes) |
|---|---|
| One (1) | $16,800 - $33,600 |
| Two (2) | $19,200 - $38,400 |
| Three (3) | $21,600 - $43,200 |
| Four (4) | $24,000 - $48,000 |
| Five (5) | $25,931 - $51,862 |
| Six (6) | $27,844 - $55,687 |
Click here for what happens next?
The following documentation is required for an in person meeting (if we can move forward after your initial inquiry, we will contact you to set a day and time for this meeting):
- Copy of ALL paystubs for each person in the household over age 18 for the prior two months
- Copy of public assistance records stating the current monthly amount received (TANF, Social Security, SSI, Disability, etc.) for any person in a household receiving such assistance
- Copy of utility bills for the previous two months (electric, gas, water and sewer)
- Copy of ONE of the following documents for the applicant and co-applicant: Birth Certificate, Social Security Card, Passport or Military ID
- Social Security numbers for ALL members of the household, including children
- Contact information for Landlord (phone number and address) AND prior landlord information if at current address for less than one year
- Bank account information (account number, address of bank, and balance amount)
- Copy of ALL bank account statements for each person in the household over age 18 for the prior two months
- Employment information (name of current employer(s), address, start date, and monthly wages) If less than one year with current employer, provide employment information for the last three years
- Current monthly expenses (student loans, car payment, credit card payments, insurance, etc.)
- Copy of bankruptcy discharge (if applicable)
- Copy of divorce decree or death certificate of spouse (if applicable)
- Receiving Child Support (if applicable): For each child under the age of 18 on the application, provide a copy of the prior 12-month payment history even if payments are not being paid
- Paying Child Support (if applicable): For each child under the age of 18 for whom you are currently paying child support, provide a copy of the prior 12-month payment history
- Self-employed applicants and co-applicants (if applicable): must provide the past 2 years of their 1040 tax returns
